Economic Survey 2013–14 Free Download

Economic Survey

A flagship annual document of the Ministry of Finance, Government of India,Economic Survey 2013–14 reviews the developments in the Indian economy over the previous 12 months, summarizes the performance on major development programmes, and highlights the policy initiatives of the government and the prospects of the economy in the short to medium term. This document is presented to both houses of Parliament during the Budget Session.

With detailed statistical data covering all aspects of the economy—macro as well as sectoral—the report provides an overview of the following issues:

  1. State of the Indian economy
  2. Challenges, policy responses, and medium-term outlook
  3. Fiscal policy and monetary management
  4. Financial intermediation and the role of markets
  5. External sector, balance of payments, and trade
  6. Agriculture, industrial development and services sector
  7. Energy, infrastructure, and communications
  8. Human development, climate change and public programmes
  9. India and the Global Economy
This document would be useful for policymakers, economists, policy analysts, business practitioners, government agencies, students, researchers, the media, and all those interested in the development in the Indian economy.

UPSC IAS Prelims 2014 exams to postponed?

There is uncertainty about UPSC IAS Civil Services Prelims exam 2014 which is scheduled on 24 August 2014. Here are the latest news related to this: 

Statement of Dr. Jitendra Singh in the Lok Sabha

Following is the text of the statement of Minister of State for Personnel, Public Grievances & Pensions, Dr. Jitendra Singh on Civil Services Examination in the Lok Sabha today:-

“The Government wishes to convey to the Hon’ble Members of the House as well as the agitating student aspirants of Civil Services Exam that the Government is fully aware of the issue and is taking a sympathetic view of the same. We appeal to the students not to cause unnecessary physical and mental agony to themselves, as the Government is already pursuing their cause in right earnest.

The Government has constituted a three Member Committee to look into their grievances and put forward its suggestions. We are writing to the Committee to expedite the process and furnish its report at the earliest, considering the urgency of the matter.

We wish to convey to the Hon’ble Members as well as the students that there will be no bias allowed on the basis of language.

We urge upon these youngsters to end their protest and resume their normal routine.”  (PIB)

Protest by students:

(Photo by The Hindu Newspaper)
A large group of civil services aspirants on Friday staged a protest near the Prime Minister’s official residence on Race Course Road alleging that there was “discrimination against UPSC aspirants from Hindi medium”.
The protesters had camped outside the Tughlaq Road police station till late evening, while smaller groups held similar demonstrations in other parts of the city earlier in the day. Their key demands included meeting the Prime Minister. Several metro stations were also closed down as a safety measure.
This latest round of protests comes a week after a similar protest was held outside Union Home Minister Rajnath Singh’s residence demanding a four year age relaxation for the UPSC entrance examination, removal of Civil Service Aptitude Tests (CSATs), simplification of the qualifying paper for English, and non-compulsion to speak in English during interview.
“The UPSC introduced CSAT in 2011. The final results of UPSC examination have demonstrated a trend of negative discrimination against UPSC aspirants from Hindi medium,” said Pawan, one of the protesters at Race Course Road.
“Between 2005 and 2010, the final results had a representation of 10 per cent-15 per cent students from non-English medium. In 2013, this percentage dwindled to almost 2.3 per cent. This year, amidst the successful number of 1,122 candidates, only 26 are from Hindi medium,” he added.
The students gathered themselves at Race Course Road after peacefully marching from Mukherjee Nagar and adjoining areas, famous for preparation of Civil Services Examinations, arguably the most gruelling examination in the country.
“The trend set by this government in actualising the usage of Hindi for official purposes has been a huge boost for us. Therefore, we hope that the PMO will listen to us,” said Sachin, another protester. (The Hindu newspaper NEW DELHI, June 28, 2014)

What UPSC says:
There is official statement from UPSC till 16 July 2pm. So at present one can not predict what will happen about prelims 2014.

What aspirants should do?
Intensive preparation for the exam is required. So keep yourself involved in reading, question solving and revision. Do not wait for upsc verdict.

How to become officer in SBI? SBI PO, Clerk, SO


(A) Essential Academic Qualifications : 
Graduation in any discipline from a recognised University or any equivalent qualification recognised as such by the Central Government.
Those who are in the Final year of their Graduation/Semester may also apply provisionally subject to the condition that, if called for interview, they will have to produce proof of having passed the graduation examination. Note : The date of passing eligibility examination will be the date appearing on the marksheet or provisional certificate issued by the University / Institute. In case the result of a particular examination is posted on the website of the University / Institute then a certificate issued by the appropriate authority of the University / Institute indicating the date on which the result was posted on the website will be taken as the

date of passing.

(B) Age Limit : 
Not below 21 years and not above 30 years.
Relaxation of Upper age limit as under:
1. Scheduled Caste/ Scheduled Tribe 5 Years
2. Other Backward Classes (Non-Creamy Layer) 3 Years
3. Persons With Disabilities (PWD) PWD (SC/ST)-15 Years
PWD (OBC)- 13 Years
PWD (Gen)- 10 Years
4. Ex Servicemen, Commissioned officers including 5 Years
5. Persons Ordinarily domiciled in the Kashmir 5 Years
Candidates belonging to OBC category but coming in the 'CREAMY LAYER', are
not entitled to OBC reservation and age relaxation. They should indicate their
category as 'GEN' or 'GEN (OH)' or 'GEN (VH)' (as applicable).


Phase-I Examination consisting Objective Tests for 200 marks and Descriptive Test for 50 marks.

The Objective Test will be online. 
Immediately after online Objective Test, Descriptive Test will be administered. 
Cadidates will have to answer Descriptive Test on paper/Pen mode.
(i) The Objective Test with 2 hour duration consists of 4 Sections with 50 Objective Test:
marks each (Total 200 marks) as follows:
a) Test of English Language (Grammar, Vocabulary, Comprehension etc.)
b) Test of General Awareness, Marketing & Computers
c) Test of Data Analysis & Interpretation
d) Test of Reasoning (High Level)

The candidates are required to qualify in each of the Tests by securing passing marks,
to be decided by the Bank.

(ii) The Descriptive Test with 1 hour duration (50marks) will be of “Test Descriptive Test:
of English Language (comprehension, short prĂ©cis, letter writing & essay)”. 

The candidates are required to qualify in the Descriptive Test by securing passing marks, to be decided by the Bank. Descriptive Test paper of only those candidates will be evaluated who have scored qualifying marks in the Objective Tests and are Placed adequately high as per total marks in objective test.

(b) Phase-II Group Discussion (20 marks) & Interview (30 marks)

Interview coaching and study material for all SBI Interviews is available.Click Here to get this study material or call 09811299811, 09990840999.

The aggregate marks of candidates qualifying in both the Objective Tests and Descriptive Test will be arranged in descending order in each category. Adequate number of candidates in each category, as decided by the Bank will be called for Group Discussion and Interview. 

The qualifying marks in Group Discussion & Interview will be as decided by the Bank. 

Candidates qualified for GD & Interview under 'OBC' category are required to submit OBC certificate containing the 'Non Creamy layer' clause. Candidates not submiting the OBC certificate containing the 'Non Creamy layer' clause and requesting to be interviewed under General category will not be entertained. 

Final Selection Method For SBI PO
The candidates will have to qualify both in Phase-I and Phase-II separately. 

Marks secured by the candidates in the Written Test (out of 250 marks) are converted to out of 75 and marks secured in Group Discussion & Interview (out of 50 marks) are converted to out of 25. 

The final merit list is arrived at after aggregating converted marks of Written Test and Group Discussion & Interview out of 100 for each category. 

The selection will be made from the top merit ranked candidates in each category. Results of the candidates who have qualified for Phase II and the list of candidates finally selected will be made available on the Bank's website. Final select list will be published in Employment News/ Rozgar Samachar.

Salary of SBI PO
PAY: The starting basic pay is 16,900/-(with 4 increments) in the scale of 14500-600/ ` `
7-18700-700/2-20100-800/7-25700 applicable to Junior Management Grade Scale I.
The official will also be eligible for D.A, H.R.A & C.C.A as per rules in force from time to
time. The compensation per annum at Mumbai is around 8,40,000/-. The break up of `
monthly compensation is as under:
Cash Component 34,320/- `
Bank's contribution to PF 1,690/- `
Housing (Lease Rental) 29,500/- `
Perquisites (Conveyance, Newspapers, Entertainment
allowance, House & Furniture Maintenance etc. 4,130/- `
In addition, the officers are also entitled to other benefits like –
(i) Medical Aid for self (100%) and for family (75%)
(ii) Home Travel Concession/Leave Fare Concession
(iii) Concessional Interest Rates for Housing/Car/Personal Loans

The Probationary Officers will be on probation of two years during which they will be given intensive training. Towards end of their probation / training period, they will be subjected to a screening process. While those Officers who achieve the predetermined standards may be confirmed and given placement in the next higher grade i.e., Officer Middle Management Grade Scale II, others who qualify the test but fail to achieve the standards set for placement in Middle Management Grade Scale II, will be confirmed as Officer Junior Management Scale Grade I. The services of those Officers who fail to qualify in this process will be terminated. Bank provides immense opportunities for growth in the Bank including opportunities for postings abroad. The attractive promotion policy of the Bank provides an opportunity to the meritorious and exceptionally brilliant officers to reach the Top Management Grade in a reasonably quick time.

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